Insurance - US

How climate change is reshaping home insurance in California — and the rest of the U.S. Worsening wildfires are hiking up home insurance rates in California, the biggest market in the U.S. And as climate disasters increase across the country, other states are feeling the pressure too. NPR

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Why Medicaid’s ‘Undercount’ Problem Counts - KFF Health News Millions of people were surprised to find themselves booted from Medicaid over the past year after pandemic-era protections expired that had prevented states from terminating their coverage. Turns out, millions of them were also unaware they had been covered by the government program. Nearly 1 in 3 people enrolled in Medicaid in 2022 — or […] khnerich KFF Health News

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Nearly 1 in 4 Adults Dumped From Medicaid Are Now Uninsured, Survey Finds - KFF Health News A first-of-its-kind survey of Medicaid enrollees found that nearly a quarter who were dropped from the program in the last year’s unwinding say they’re uninsured. khnkytjaw KFF Health News

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The first national survey of adults whose Medicaid eligibility was reviewed during the unwinding found nearly half of people who lost their government coverage signed back up weeks or months later — suggesting they should never have been dropped in the first place.

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Ohio court: Insurance doesn't cover business COVID losses COLUMBUS, Ohio (AP) — A commercial insurance policy doesn’t cover the income a business lost when the governor ordered a shutdown early in the COVID-19 pandemic, the Ohio Supreme Court said Monday in a decision consistent with multiple court rulings nationally weighing similar questions. AP NEWS

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The state’s high court found that the temporary presence of COVID-19 in a community or at a business and the temporary presence of an infected person don’t amount to a direct physical loss that might be covered.

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