Climate Change

A man walks through flooded streets in Hoboken, New Jersey, after Superstorm Sandy | Emile Wamsteker/Bloomberg via Getty Images

As subsidized rates of federal flood insurance rise, property owners along the coasts get angry. But we need insurance that reflects the risks of a changing planet

time.com - by Bryan Walsh - October 1, 2013

Thousands of homeowners in flood-prone parts of the country are going to be in for a rude awakening.  On Oct. 1, new changes to the National Flood Insurance Program (NFIP), which offers government-subsidized policies for households and businesses threatened by floods, mean that businesses in flood zones and homes that have been severely or repeatedly flooded will start going up 25% a year until rates reach levels that would reflect the actual risk from flooding. (Higher rates for second or vacation homes went into effect at the start of 2013.) That means that property owners in flood-prone areas who might have once been paying around $500 a year—rates that were well below what the market would charge, given the threat from flooding—will go up by thousands of dollars over the next decade.

submitted by Albert Gomez

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smithsonianmag.com - nationalgeographic.com - October 9, 2013

Climate change is a global problem, but that doesn’t mean it’s going to hit us all the same time.

If you live in Moscow, scientists estimate that your local climate will depart from the historical norm in the year 2063. In New York, that date is the year 2047. And if you happen to reside in Mexico City or Jakarta, those numbers are 2031 and 2029, respectively.

See a pattern here? These estimates, which all come from a new study published today in Nature by scientists from the University of Hawaii, reflect a concerning trend that some scientists believe will define the arrival of climate change’s effects on the planet: It’ll arrive in tropical, biodiverse areas first.

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