Insurance - US

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Sat, 2013-10-05 16:16 — mdmcdonald

This group focuses on the insurance industry's response to the increasing number of natural events and how this response impacts Americans.

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mdmcdonald

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U.S. rising costs of health care coverage continue to put financial strain on even the privately insured

Wed, 2024-05-29 10:29 — mike kraft

Rising costs of health care coverage continue to put financial strain on even the privately insured By 2022, the share of Americans without health insurance had reached a record low of just under 8%. More than half the U.S. population, an estimated 180 million individuals (or 55%), were covered by private ... Jacqueline Mitchell Medical Xpress

...the financial burden of health care continues to contribute to stress, poverty, debt, bankruptcy and worse health outcomes even for those with private coverage.

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Millions of American did not know they were covered by Medicaid --study

Tue, 2024-05-14 10:52 — mike kraft

Why Medicaid’s ‘Undercount’ Problem Counts - KFF Health News Millions of people were surprised to find themselves booted from Medicaid over the past year after pandemic-era protections expired that had prevented states from terminating their coverage. Turns out, millions of them were also unaware they had been covered by the government program. Nearly 1 in 3 people enrolled in Medicaid in 2022 — or […] khnerich KFF Health News

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Health care: Biden administration will expand health care coverage for immigrants under DACA, California may extend for all adult immigrants

Fri, 2024-05-03 10:33 — mike kraft

Biden administration will expand health care coverage for immigrants under DACA The Biden administration has finalized plans to expand Obamacare health insurance for people under DACA ABC News ABC News

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Nearly 1 in 4 U.S. Adults Dumped From Medicaid Are Now Uninsured-- Survey

Fri, 2024-04-12 10:24 — mike kraft

Nearly 1 in 4 Adults Dumped From Medicaid Are Now Uninsured, Survey Finds - KFF Health News A first-of-its-kind survey of Medicaid enrollees found that nearly a quarter who were dropped from the program in the last year’s unwinding say they’re uninsured. khnkytjaw KFF Health News

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The first national survey of adults whose Medicaid eligibility was reviewed during the unwinding found nearly half of people who lost their government coverage signed back up weeks or months later — suggesting they should never have been dropped in the first place.

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Record number of people sign up under ObamaCare health insurance program--White House

Thu, 2023-12-21 12:46 — mike kraft

White House touts record-breaking ObamaCare enrollment The White House on Wednesday touted the record-breaking numbers of people signing up for health insurance plans through the Affordable Care Act’s exchanges, with almost a month left in open enrollm… nweixel The Hill

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Ohio court rules that insurance doesn’t cover business COVID losses

Tue, 2022-12-13 17:03 — mike kraft

Ohio court: Insurance doesn't cover business COVID losses COLUMBUS, Ohio (AP) — A commercial insurance policy doesn’t cover the income a business lost when the governor ordered a shutdown early in the COVID-19 pandemic, the Ohio Supreme Court said Monday in a decision consistent with multiple court rulings nationally weighing similar questions. AP NEWS

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The state’s high court found that the temporary presence of COVID-19 in a community or at a business and the temporary presence of an infected person don’t amount to a direct physical loss that might be covered.

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COVID bill includes big health insurance savings for several million people

Tue, 2021-03-09 13:02 — mike kraft

COVID bill to deliver big health insurance savings for many WASHINGTON (AP) — Several million people stand to save hundreds of dollars in health insurance costs, or more, under the Democratic coronavirus relief legislation on track to pass... AP NEWS

WASHINGTON (AP) — Several million people stand to save hundreds of dollars in health insurance costs, or more, under the Democratic coronavirus relief legislation on track to pass Congress.

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COVID-19 coverage safety net has plenty of holes in US

Sun, 2020-10-11 17:57 — mike kraft

Associated Press News News from The Associated Press, the definitive source for independent journalism from every corner of the globe. AP NEWS

COVID-19 can do more than torment patients physically. It also clobbers some financially.

Even though many insurers and the U.S. government have offered to pick up or waive costs tied to the virus, holes remain for big bills to slip through and surprise patients.

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FEMA Flood Maps Ignore Climate Change, and Homeowners Are Paying the Price

Sun, 2018-11-04 18:48 — Kathy Gilbeaux

The flood maps don’t factor in sea level rise or changes in extreme weather, and many are years out of date. In Mexico Beach, 'minimal-risk' homes were swept away.

insideclimatenews.org - by James Bruggers - November 1, 2018

The official map laid it out for more than 200 homes within the community of Mexico Beach, Florida: the federal government had characterized their flooding risks as minimal, despite their near-beachfront locations.

That meant for them there were no requirements to buy flood insurance, and local residents say many did not.

When Hurricane Michael and its 155-mile-per-hour winds slammed into the town on Oct. 10, with a storm surge of perhaps 19 feet, the result was devastation. An analysis by coastal geologists from Western Carolina University has found that 70 percent of the homes were demolished. Another 10 percent were severely damaged.

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Your Flood Insurance Premium is Going Up Again, and That’s Only the Beginning

Wed, 2018-08-08 01:21 — Kathy Gilbeaux

miamiherald.com - by Alex Harris - July 24, 2018

The letter might have already come in the mail. “Your building is at high risk for flooding,” it declares in bold. There are ominous charts warning that if you don’t take action, your flood insurance premium could rise up to 18 percent each year.

The bottom line: your flood insurance premium is going up again — and under a policy change the Federal Emergency Management Agency is considering, it could skyrocket even more in coming years.

(CLICK HERE - READ COMPLETE ARTICLE)

ALSO SEE RELATED ARTICLES WITHIN THE LINKS BELOW . . .

CLICK HERE - Risk Rating and Policy Forms Redesign (15 page .PDF document)

CLICK HERE - Federal Flood Insurance Average Premium to Rise 8%

CLICK HERE - FEMA - Flood Insurance Reform - Rates and Refunds

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